Retirement Income Series
Retirement income, priced.
The retirement conversation starts with your numbers, not ours. Work the four sections of the worksheet, watch the reading update as you go, and save the paths worth discussing. Bring the one you like best to your advisor.
Start from a sample, then make it yours
Pick a sample household to see the Lab populated, or start with your own numbers below.
Go deeperAdd guaranteed income and separate your savings into three tax buckets. The reading updates the same way.
Closing the gap
Four ways to change the reading
Each card is a single lever, solved on its own. Apply one to the worksheet and see how the reading moves.
The income map
Your money, year by year
Savings build until retirement, then fund the income you chose. The dashed line marks what you need at retirement; the dotted line is the amount you want left at the end.
Retirement assets by age
Where each year's income comes from
Guaranteed incomeDrawn from savingsUnfundedIncome goal
What this means
The reading, in plain language
How the Lab reads your numbersReturns are applied after the tax rate you set on earnings. Your income goal grows each year at the rate you chose, before and during retirement. The amount required is the balance that funds every year of income and still leaves your legacy amount at the end.
The ledger
Every year, in one table
Retirement years are shaded. Unfunded income shows in red.
My scenarios
Saved to my profile
Save the current worksheet, change one assumption, save again. Pick two or three to compare side by side.
Side by side